Category Archives: Lifestyle

🏘It’s 99% Impossible to Fake this Source of Wealth – and why You Should Never Want to!

Everyone’s in the business of looking rich these days. They’ll do almost anything to give off the impression that they’ve got oodles of cash. Because that’s what matters most, right? It’s no wonder then that we keep bumping into those fake Louis Vuitton monogramed bags. You know the ones! Then there’s the cars. That lovelyContinue reading “🏘It’s 99% Impossible to Fake this Source of Wealth – and why You Should Never Want to!”

🧟‍♀️Nothing Gets us Going Like a Financial Horror Show but You Should Never Fall for the Thrill. It can Cost You Your Future

Nothing gets us going quite like our very own financial horror show. Pretty much the kind it feels like we’re going through right now! What with 2 banking collapses in the space of 2 days and now Credit Suisse (that’s now trading below $1 btw) needed a bailout thanks to its liquidity crunch and UBSContinue reading “🧟‍♀️Nothing Gets us Going Like a Financial Horror Show but You Should Never Fall for the Thrill. It can Cost You Your Future”

👯‍♀️My Best Friend and I have Totally Opposite Attitudes to Money – why We’re Learning from Each Other!

The other night I was out with one of my best friends for drinks. We both wanted to pay for the other’s drink but obviously both arguing that we should be the one paying. In the end we paid separately! I always find it interesting how different people treat money; others and themselves! Some peopleContinue reading “👯‍♀️My Best Friend and I have Totally Opposite Attitudes to Money – why We’re Learning from Each Other!”

🎈Here’s how to Protect Your Money From this Double-Digit (Invisible) Tax to Give it a Real Bounce

Taxes. Those pesky things. It’s where part of our salary disappears to (20% at the very least) and there’s no knowing where it really ends up. Taxes leave us with less of our money in our very own pockets. Come rain or shine, those taxes must be paid. And since covid, taxes have only goneContinue reading “🎈Here’s how to Protect Your Money From this Double-Digit (Invisible) Tax to Give it a Real Bounce”

💫How Being a Private Person will Boost Your Net Worth and Overall Happiness

We live in a day-and-age where everything gets documented online. From our Sunday waffle breakfast (because everyone cares, right!) to our trip to town, the hairdresser’s, the gym, you name it. It’s all there. Online. For the world to see. Thanks to Snapchat, Instagram and, the absolute hottest of all – TikTok – there are soContinue reading “💫How Being a Private Person will Boost Your Net Worth and Overall Happiness”

💸By Avoiding this Dangerous Money Move You’ll be Richer than You ever Thought

Financial freedom is possible. And it’s within your reach. But it all starts with spending less than you earn. It sounds stupidly simple and the problem is that too many people fall into the dangerous trap of doing just the opposite: spending more than they earn and this starts with getting swept up into theContinue reading “💸By Avoiding this Dangerous Money Move You’ll be Richer than You ever Thought”

💰5 of the Simplest and Most Underrated ways You can Start Making Money right Now

We all want to make some extra cash. Whether it’s to invest it, spend it or save it. Well, I hope you’re planning on doing the first! Whatever stage of life you’re at, if you’re a student or already in the workforce, some extra cash is always welcome, especially with inflation the level it’s *still*Continue reading “💰5 of the Simplest and Most Underrated ways You can Start Making Money right Now”

😵‍💫The Uncomfortable Truth why 64% of Americans Live Paycheck to Paycheck and 5 Steps to taking back Control

If you’ve ever been tight for money, with you and your bank account feeling like a skeleton until your next paycheck hits, praying you won’t get hit with some unexpected bill, you’ll know how mentally draining it is. You feel trapped, helpless and you become reliant on credit cards, meaning your pile of consumer debtContinue reading “😵‍💫The Uncomfortable Truth why 64% of Americans Live Paycheck to Paycheck and 5 Steps to taking back Control”

✈️This is Your One-Way Ticket To Financial Freedom Plus 5 Tips on how to Get there!

Investing is how you get from where you are now to where you wanna be. Transforming every pound into a magic worker working for you 24/7 with you as CEO. Financial freedom won’t come about from having money stashed in your bank account, gathering dust. It needs to be working. The thing is, investing isContinue reading “✈️This is Your One-Way Ticket To Financial Freedom Plus 5 Tips on how to Get there!”

📤This is the Latest Work Trend to Cure Burnout and Stress! But is it all that it’s Worked out to be?

Talking to people about work the number one thing they’re all saying is how they feel burnt out, stressed and a general sense of feeling overworked and pushed to the edge. Working-from-home, or in some cases working-from-anywhere(!) opened itself up to all sorts of possibilities and flexible working meaning we have way better work-life balancesContinue reading “📤This is the Latest Work Trend to Cure Burnout and Stress! But is it all that it’s Worked out to be?”

😯This Richcession is Catching us all by Surprise -it’s Affecting Everything from the way We Spend to the way We don’t and all in Between

Ever since covid reared its ugly head (or shall I say, heads) the world has been turned upside down. From the way we spend our money to the way we work (or don’t) to the way we live, it’s all changing. Think back to when you were last in a grocery store. Or when youContinue reading “😯This Richcession is Catching us all by Surprise -it’s Affecting Everything from the way We Spend to the way We don’t and all in Between”

🔑How this Seemingly Small Loan will help you Get the Biggest and Most Important One

Whenever I hear the words credit card, my mind literally goes straight to the movie Shopaholic. For those of you who haven’t watched it – watch it. There’s a whole load of finance lessons squished in there between the clothes and the drama. It’s essentially a movie that’s based on a girl who has anContinue reading “🔑How this Seemingly Small Loan will help you Get the Biggest and Most Important One”

👩🏽‍💻Here’s how to Put Your Confidence back into Your Finances!

Most of our day-to-day decisions involve matters of finance and life’s biggest purchases revolve around finance. And not to sound drastic but our future really does depend on it. Yet personal finance, from investing to budgeting, is one of those things that we sadly aren’t taught in school. Our curriculum is so jam-packed with allContinue reading “👩🏽‍💻Here’s how to Put Your Confidence back into Your Finances!”

💡The 3 Most Common Investing Mistakes We’re all Guilty of and how to Avoid them!

Mistakes are inevitable. They’re part of life and they’re a sign we’re trying. If we never failed and made mistakes that’s a sure sign we aren’t trying hard enough. If at all. The more you reach for the more hurdles you’ll encounter and the sooner you’ll fail. But I believe this to be a goodContinue reading “💡The 3 Most Common Investing Mistakes We’re all Guilty of and how to Avoid them!”

❤️Happy Valentine’s Day! Your Six-Step Guide to Falling in Love with Your Finances

February 14th. You either love it or you hate it. As someone who is very much single (yup, I’m working on it!), I’m doing my best to avoid any of those cutesy cafes or classic Valentines’ hotspots, like Paris! Which I’ll be staying far away from. I really don’t need my singlehood to be shovedContinue reading “❤️Happy Valentine’s Day! Your Six-Step Guide to Falling in Love with Your Finances”

👩🏼‍💻The Real Reason 80% of Gen Zers Wanna Switch Jobs and how Our Work is so Much More than Pay!

I read this stat the other day that 4 in 5 gen zers wanna switch jobs this year. You may be thinking that us lot must be barking mad! With a looming recession and layoffs happening left right and centre (read all about that here and what that means for you) you may be thinkingContinue reading “👩🏼‍💻The Real Reason 80% of Gen Zers Wanna Switch Jobs and how Our Work is so Much More than Pay!”

🎟️The Real Reason why 70% of Lottery Winners go Broke in Under 5 Years & the Dark Side to Winning Big

Something that’s fascinated me for as long as I can remember is why so many lottery winners end up losing it all just as quickly as they made it! In fact, most of them do. In less than 5 years, 70% of winners will have either spent all their money or have lost it all.  AndContinue reading “🎟️The Real Reason why 70% of Lottery Winners go Broke in Under 5 Years & the Dark Side to Winning Big”

💡Our Worst Money Moves Make for the Best Learning Experiences

Mistakes are uncomfortable. They’re awkward at best and downright embarrassing at worst. We’re taught to avoid them because avoidance means we’ll end up making 10x fewer errors and that means that our ego will be kept intact.  This mindset is totally flawed. Mistakes mean we’ve reached higher and that we’ve pushed ourselves – and ourContinue reading “💡Our Worst Money Moves Make for the Best Learning Experiences”

💪That New Job of Yours Got You Feeling Like an Imposter? Here’s How to Use it to Your Advantage!

When you start a new job (especially your first!) there are a million emotions running around. I’ve just started my new job, well – I’m now 2/3 of the way through my first placement (I’ve got 8 in total!) but yeah I’m pretty new. And boy do I feel it. Some of the emotions thatContinue reading “💪That New Job of Yours Got You Feeling Like an Imposter? Here’s How to Use it to Your Advantage!”

💳Why Credit Cards are Cool – but Also Completely Crazy! Plus My Top Tips to Help Keep You on Track

 I recently started my first job out of uni and figured it was high-time I got myself a credit card. So, I signed up for an Amex card. Amex has super cool perks (like 2 lounge passes a year with one of their cards) but you pay for these things. And £140 p/yr didn’t reallyContinue reading “💳Why Credit Cards are Cool – but Also Completely Crazy! Plus My Top Tips to Help Keep You on Track”

📲What these Layoffs at Flashy Tech Companies are Really Hinting at & Why Your Job Should Never Define Who You are

Tech has always had a firing problem. Hiring problem – no way! But burning through cash till infinity, you bet. The thing is, why tech has been such a glamorous bet over the past two decades was all down to one thing: interest rates. The Fed brought them down. All the way down. This gaveContinue reading “📲What these Layoffs at Flashy Tech Companies are Really Hinting at & Why Your Job Should Never Define Who You are”

🚀To Unlock the Power of Investing; Embrace New Ideas, Remain Open-Minded & Never Rely too Closely on the Past

When it comes to investing, we don’t know it all and never will. There is an infinite amount to learn about our world and the more we learn, the more we realise just how little we actually know! One of life’s many paradoxes. Investing is not a science; it is an art and it isContinue reading “🚀To Unlock the Power of Investing; Embrace New Ideas, Remain Open-Minded & Never Rely too Closely on the Past”

🍂Don’t Fall for Fall! What’s Behind this Seasonal Mark-up & How to Avoid the Pumpkin Pinch

You won’t believe we’re in Autumn right now from the weather I’m having in London. It’s nearly November (so very much fall territory) and yet it feels warmer than I can ever imagine. Over the weekend it hit 22C which is almost 72 for you Americans. This is not a good thing. Our planet isContinue reading “🍂Don’t Fall for Fall! What’s Behind this Seasonal Mark-up & How to Avoid the Pumpkin Pinch”

🚨Everyone is Suddenly Super Short-term in Their Investment Thinking. Your Advantage Lies in Doing the Exact Opposite

It’s been a totally terrible ten months of the year. Yeah, sure, there’s still two-and-a-bit months left of it so still time for a cheeky Santa rally but for the most part it’s been dreadful and I really don’t expect any of that to change anytime soon. Just more volatility. Yay! But what’s really caughtContinue reading “🚨Everyone is Suddenly Super Short-term in Their Investment Thinking. Your Advantage Lies in Doing the Exact Opposite”

🛍We Spend so Much Time Figuring Out how to Best Save and Invest Our Money. But do We Spend as Much Time (if any) on How to Spend it?!

How many of us devote as much time to how we’ll spend our money as we do to how we’ll make that money, save that money and invest that money? I bet not many of us. Do we stop and think what it is that we REALLY want to get out of it? And untilContinue reading “🛍We Spend so Much Time Figuring Out how to Best Save and Invest Our Money. But do We Spend as Much Time (if any) on How to Spend it?!”

😊Knowing When to Cut Your Losses in Life and Markets Can Turbocharge Your Wealth and Wellbeing

Ever been to the cinema and you found the movie to be dreadful right from the start? Or go to the theatre and mid-way you realise the show isn’t exactly living up to your expectations? I bet we’ve all had that experience but how many of us would’ve upped and left! I recently went toContinue reading “😊Knowing When to Cut Your Losses in Life and Markets Can Turbocharge Your Wealth and Wellbeing”

💰I Received My First Pay-Check on Friday! Here are the 3 Things I Did With it, And Why

Getting your first pay-check kind of a big deal! Feels like an occasion of its own. It marks the start of your career and first step into adulthood – something I’m less excited about! Friends and family told me how I should enjoy my first pay-check since it hits differently to all the rest ofContinue reading “💰I Received My First Pay-Check on Friday! Here are the 3 Things I Did With it, And Why”

👀Forget Inflation or Even Shrinkflation. This is What You Should be On the Lookout For!

We’ve all been grappling with inflation. Prices are rising by too much too soon which means our money is worth less with each passing year. Not totally worthless, though! Not yet anyway. And companies obviously aren’t just gonna sit around as they watch their precious profits pass in front of them. Some have straight outContinue reading “👀Forget Inflation or Even Shrinkflation. This is What You Should be On the Lookout For!”

🔑It’s Been Getting Harder and Harder to be First-Time Buyers. Here’s Why this Could all be Changing Now!

Asset prices from stocks to bonds to real estate went on a 40-year honeymoon. Their prices went to the moon which meant those who owned properties (or several!) enjoyed the lovely-and-very-positive wealth effect (cough, cough boomers) that comes along with it. We feel rich when our assets go up in price. It’s that simple. NoContinue reading “🔑It’s Been Getting Harder and Harder to be First-Time Buyers. Here’s Why this Could all be Changing Now!”

🤯Freaked Out by the Ever Rising Inflation? Who Isn’t! Here’s What’s on my Mind Plus 3 Ways to Position your Finances

Inflation has been loudly brewing for many months now. Gone are the days of low, single-digit inflation. That almost seems like a fairytale. Oh what we wouldn’t give to go back there! 5% inflation soon turned into 8% which quickly morphed into 10% but that’s not where it’s stopping. Citibank reckons inflation will hit aContinue reading “🤯Freaked Out by the Ever Rising Inflation? Who Isn’t! Here’s What’s on my Mind Plus 3 Ways to Position your Finances”

📊Why High Inflation, Higher Interest Rates Plus a looming Recession aren’t Stopping People From Starting their Own Biz!

We’re entering a recession, that much is clear. How bad things will get all depends on how well central banks engineer this landing (though my guess is we’re probably way past a softish one and might go out with a large bang instead) and while the jobs market is still unusually strong, cracks are beginningContinue reading “📊Why High Inflation, Higher Interest Rates Plus a looming Recession aren’t Stopping People From Starting their Own Biz!”

🎓My Friends And I Have Graduated And Are About To Join The Workforce. Here’s How I’m Feeling About It!

Growing up is a funny thing. And it almost feels like it comes outa nowhere. I had this convo with someone and we were laughing how we still feel like kids in our early 20s. But when do we feel ‘grown up’? Like when does that happen? Is it now? When we’re hitting our firstContinue reading “🎓My Friends And I Have Graduated And Are About To Join The Workforce. Here’s How I’m Feeling About It!”

🗺The Real Reason My Country (And Continent) Is Suddenly Packed With Tourists. Hint: It’s More Than The Weather!

On the train I hear the buzz of American accents as my friends and I try and guess where in the States they’re from. But it’s not just England they’re visiting. It’s across the UK! Not to mention Europe at large. I got chatting with a Californian couple who were touring Windsor. I bet theyContinue reading “🗺The Real Reason My Country (And Continent) Is Suddenly Packed With Tourists. Hint: It’s More Than The Weather!”

✂️My Inflation Experience: Expensive Haircuts And Even Pricier Driving Lessons

Inflation is whizzing outa control much like in the movies where that fast car just won’t slow down since the drivers’ breaks are ‘mysteriously’ not working. Our driver is the Fed, the car our lovely economy and the breaks are interest rates. But things have gone totally haywire. Our breaks clearly aren’t stopping this carContinue reading “✂️My Inflation Experience: Expensive Haircuts And Even Pricier Driving Lessons”

💼The Pandemic Has Majorly Shifted The Way We Work: Here’s Why Four-Day Could Be The New Five-Day!

Never in my wildest dreams would I have thought that the working week would actually shrink. Get longer, sure. But shrink? No way. And without affecting our take-home pay. That one’s hard to believe. We’ve done a five-day working week for who-knows-how-long and you know what they say, ‘if it ain’t broke, don’t fix it’.Continue reading “💼The Pandemic Has Majorly Shifted The Way We Work: Here’s Why Four-Day Could Be The New Five-Day!”

👙It’s Holiday Time! Start Packing For A Summer Of Shortages, Strikes & Sticky Inflation

Summer, ah. The best time of year, isn’t it? Especially for school-goers since it marks an end to those pesky exams and all the stress that goes along with it. And this is summer is something of a double-yay for me since I not only finish exam season but university too! I’ve literally finished higherContinue reading “👙It’s Holiday Time! Start Packing For A Summer Of Shortages, Strikes & Sticky Inflation”

🙇Why Grades Aren’t Everything And How Uni Can Teach You So Much More Than You Think!

Grades aren’t everything. Yeah, right is probably what you’re thinking. But yeah, no! Grades really aren’t everything in this new and wonderful world.  Were you the kinda student who was all about hitting those top grades? Constantly pouring over notes at the most ungodly hours? Doing all you possibly could so that you can getContinue reading “🙇Why Grades Aren’t Everything And How Uni Can Teach You So Much More Than You Think!”

🚘Here’s Why You Car’s Value Has Been Going Up, And Up. But How Sustainable Is It Really?

Second-hand cars. These guys have been the silent winners of the pandemic. When we couldn’t quite get hold of new cars (unless we wanted to wait 12 months+) thanks to lockdowns and complete shutdowns of factories across the globe so we flocked to this market, the likes of which have never been seen before.  Pre-covid,Continue reading “🚘Here’s Why You Car’s Value Has Been Going Up, And Up. But How Sustainable Is It Really?”

🍿How Netflix Showed Us What Really Happens When Inflation Bites & A Lesson In How To Cut Your Losses!

Recent months have been pretty cruel to growth stocks. That’s putting it mildly. Go on and take a look at some of the once-faves (cough, cough Zoom) and you’ll see just how far we’ve come! I guess it all sorta went downhill when the Fed realised that inflation was proving to be a little less-than-transitory.Continue reading “🍿How Netflix Showed Us What Really Happens When Inflation Bites & A Lesson In How To Cut Your Losses!”

💳Getting Stuck In Consumer Debt Is Dangerous But It Can Happen To Anyone. Here’s How You Can Climb Outa It (And Avoid It)!

Consumer debt is a massive industry, and you wanna know why? Because there’s tons of money to be made! Banks and businesses all know that we want things we can’t actually afford but they make our dreams come true. Like a reverse fairy godmother. They give us ‘money’ (more like a loan disguised as such)Continue reading “💳Getting Stuck In Consumer Debt Is Dangerous But It Can Happen To Anyone. Here’s How You Can Climb Outa It (And Avoid It)!”

💰What People Really Spent Their Money On This Year And How These Choices Will Affect Their Overall Net Worth

It’s been a strange and long (but short-at-the-same-time) two years. We went from living our best life; socialising in real-time, going to work and all the other normal things that once made up our days to ones filled with endless Zoom meetings and banana bread. Too much banana bread. All in the space of aContinue reading “💰What People Really Spent Their Money On This Year And How These Choices Will Affect Their Overall Net Worth”

🕹You Can’t Control Inflation But Here’s What You Can Do To Stop It From Controlling You!

Inflation is here and it’s loud. It’s yelling at the top of its lungs like a toddler who’s just lost their favourite teddy. And nothing, (not even a new teddy) can stop this one. In the US, inflation is raging at 7.9% while here in the UK it’s 5.5%. Whichever way you look at it,Continue reading “🕹You Can’t Control Inflation But Here’s What You Can Do To Stop It From Controlling You!”

🌪Whether The Weather Affects Stock Market Returns Or Is It Nothing More Than A Cool Coincidence?

Last week, we experienced the worst storm in the UK since The Great Storm of 1987. Well, technically it was a set of storms. Dudley followed by Eunice. These two were getting lonely so Franklin soon joined the crowd. And ever so (not) conveniently, I was in the countryside during storm these two storms, thoughContinue reading “🌪Whether The Weather Affects Stock Market Returns Or Is It Nothing More Than A Cool Coincidence?”

🚘How Driverless Cars Are Driving The Future Of Our Mobility

Technological change often happens quicker than we think. Take the crypto space. What started out as an obscure piece of tech has penetrated many areas of finance and commerce. Now we’re looking at a blockchain-based internet (Web3), blockchain-based organisations (DAOs) and loads more. Blockchain is here and it’s not going anywhere. And we’re seeing somewhatContinue reading “🚘How Driverless Cars Are Driving The Future Of Our Mobility”

👟How Offline Fitness Became Fitter Than Ever & Why It’s Not Cooling Down Anytime Soon!

We feel more comfortable online. It could be because we’re the Tik-Tok generation that’s forever ticking or because we’re spending too much time on Zoom all day when we really should be out in the real world (or classroom, you choose). With real people. Socialising and doing the things we should be doing. But weContinue reading “👟How Offline Fitness Became Fitter Than Ever & Why It’s Not Cooling Down Anytime Soon!”

🔮Was Inflation Inevitable All Along? Plus, 3 Ways In Which You Can Get Your Purchasing Power Back!

It’s been a really strange year-and-a-bit. We’ve had a once-in-a-lifetime pandemic. Our realities were toppled over. It was almost like we were living in a movie. Except this was (and still is) our reality. We then saw the most unprecedented global stimulus package. Ever. The Fed alone printed $5 trillion. This means that every 1Continue reading “🔮Was Inflation Inevitable All Along? Plus, 3 Ways In Which You Can Get Your Purchasing Power Back!”

☕️The Price Of The World’s Favourite Beverage Is Rising Sharply & What You Can Do To Avoid Feeling The Pinch!

Americano. Café latte. Cappuccino. Espresso. The many sophisticated ways in which you can enjoy your coffee. Ah, that beautiful beverage. It’s our 3pm re-charge (and) or that 6am boost. Either way, us lot love it. And Americans adore it! And now, it’s become as much a part of our daily routine as washing our face andContinue reading “☕️The Price Of The World’s Favourite Beverage Is Rising Sharply & What You Can Do To Avoid Feeling The Pinch!”

🏡WFH: Friend Or Foe?

We’ve been through a once-in-a-lifetime-pandemic. A black swan event that turned our realities topsy-turvy. From baking banana bread to hoarding loo rolls, we’ve seen it all. Who would’ve thought that WFH would become an actual thing that would see pyjama bottoms replace starched suit trousers that once walked the City. Daily strolls in nature became our go-toContinue reading “🏡WFH: Friend Or Foe?”

🏆How The Rich Stay Rich

The richer they are, the less tax they end up paying. This is down to the elites hiring the very best accountants, lawyers and tax advisors out there to protect every dime of their fortune. With clever tax structures like shell companies, offshore accounts and trusts, their riches are kept well away from Uncle Sam. Continue reading “🏆How The Rich Stay Rich”

⏰3 Things We Could All Do Without To Not Only Improve Our Happiness But Our Bank Accounts Too!

We’re constantly bombarded. Distractions are everywhere. We have multiple news feeds, social media sites, subscriptions, streaming platforms and the list goes on. We’re glued to our screens and, what’s worse is that we feel the need to be available 24/7. When used excessively, these outlets lead to heaps of anxiety, stress and worry. It isContinue reading “⏰3 Things We Could All Do Without To Not Only Improve Our Happiness But Our Bank Accounts Too!”