Category Archives: Market Moves

🧟‍♀️Nothing Gets us Going Like a Financial Horror Show but You Should Never Fall for the Thrill. It can Cost You Your Future

Nothing gets us going quite like our very own financial horror show. Pretty much the kind it feels like we’re going through right now! What with 2 banking collapses in the space of 2 days and now Credit Suisse (that’s now trading below $1 btw) needed a bailout thanks to its liquidity crunch and UBSContinue reading “🧟‍♀️Nothing Gets us Going Like a Financial Horror Show but You Should Never Fall for the Thrill. It can Cost You Your Future”

🍄How You can Earn Superior Investment Returns by Tapping into this Largely Untapped Area!

Small but mighty. We often hear this said about people who are petite. That just because they aren’t tall(er) doesn’t mean they aren’t as cool! But, guess what? It’s exactly the same when it comes to the stock market. Investors love those big mega caps. They can’t get enough of them; nor can the research analystsContinue reading “🍄How You can Earn Superior Investment Returns by Tapping into this Largely Untapped Area!”

🎈Here’s how to Protect Your Money From this Double-Digit (Invisible) Tax to Give it a Real Bounce

Taxes. Those pesky things. It’s where part of our salary disappears to (20% at the very least) and there’s no knowing where it really ends up. Taxes leave us with less of our money in our very own pockets. Come rain or shine, those taxes must be paid. And since covid, taxes have only goneContinue reading “🎈Here’s how to Protect Your Money From this Double-Digit (Invisible) Tax to Give it a Real Bounce”

💰Here’s Why You Cannot Afford to Hide in Cash Forever…However Cool ‘n Comfy it Feels Now!

You don’t need me to tell you that cash rates are (finally?) non-zero! We’ve been paid a few measly basis points on our cash for years and years meanwhile banks were busy lending that money (may I remind you: our money!) for a gazillion times more than what they were paying us. Gorgeous biz modelContinue reading “💰Here’s Why You Cannot Afford to Hide in Cash Forever…However Cool ‘n Comfy it Feels Now!”

🤦🏻‍♀️The Real Reason Not Enough of Us are Investing & Why it’s a Bigger Problem than You think

While the pandemic has seen a record number of newbie investors; with 1 in every 10 Brits starting to invest for the very first time in lockdown (yippee), these numbers just aren’t cutting it. Only 3% of the UK population currently has a Stocks & Shares ISA (tax wrappers allowing you to invest up toContinue reading “🤦🏻‍♀️The Real Reason Not Enough of Us are Investing & Why it’s a Bigger Problem than You think”

😯This Richcession is Catching us all by Surprise -it’s Affecting Everything from the way We Spend to the way We don’t and all in Between

Ever since covid reared its ugly head (or shall I say, heads) the world has been turned upside down. From the way we spend our money to the way we work (or don’t) to the way we live, it’s all changing. Think back to when you were last in a grocery store. Or when youContinue reading “😯This Richcession is Catching us all by Surprise -it’s Affecting Everything from the way We Spend to the way We don’t and all in Between”

💡The 3 Most Common Investing Mistakes We’re all Guilty of and how to Avoid them!

Mistakes are inevitable. They’re part of life and they’re a sign we’re trying. If we never failed and made mistakes that’s a sure sign we aren’t trying hard enough. If at all. The more you reach for the more hurdles you’ll encounter and the sooner you’ll fail. But I believe this to be a goodContinue reading “💡The 3 Most Common Investing Mistakes We’re all Guilty of and how to Avoid them!”

🛍Despite What it Feels Like – it’s During Bear Markets that Have Proved to Be the Very Best Buying Opportunities! 

If I were to ask you if you want to buy high and sell low, you’d laugh me out the virtual door. It’s the opposite that we want. Duh. Yeah, well, human psychology is a funny-but-not-to-be-laughed thing. It’s what keeps us from investing at the lows (I say lowS because no one knows when the lowContinue reading “🛍Despite What it Feels Like – it’s During Bear Markets that Have Proved to Be the Very Best Buying Opportunities! “

📉The Average Retail Investor’s Portfolio is Down 44% this Year! Here’s Why Many Fell Flat on Their Faces & What We Can Learn From all this

It almost feels like a lifetime ago when meme stocks (and their owners!) were dancing on the moon and when tech was flying as high as can be. Our world looks totally different now, doesn’t it? It’s almost unrecognisable. Interest rates are no longer glued to the ground. They’re now the ones trying to getContinue reading “📉The Average Retail Investor’s Portfolio is Down 44% this Year! Here’s Why Many Fell Flat on Their Faces & What We Can Learn From all this”

🙉Top Investment Tip From a Fund Manager: Ignore the Macro. However Difficult that Is! 

What’s one thing that’s on the markets’ minds right now? And pretty much everyone else’s. Go on, take a wild guess!  Yup, it’s inflation. The devil. It’s consuming us all (and our money obvs) and markets are going wild because of it. Thanks to this nasty little bugger that’s growing by the day, the FedContinue reading “🙉Top Investment Tip From a Fund Manager: Ignore the Macro. However Difficult that Is! “

🚨Everyone is Suddenly Super Short-term in Their Investment Thinking. Your Advantage Lies in Doing the Exact Opposite

It’s been a totally terrible ten months of the year. Yeah, sure, there’s still two-and-a-bit months left of it so still time for a cheeky Santa rally but for the most part it’s been dreadful and I really don’t expect any of that to change anytime soon. Just more volatility. Yay! But what’s really caughtContinue reading “🚨Everyone is Suddenly Super Short-term in Their Investment Thinking. Your Advantage Lies in Doing the Exact Opposite”

🔐We’re Stuck in a Massive Mortgage Meltdown. How We Got Here Plus Why You Need to Stress Test Your Finances Now

Buying a house is meant to be one of the best moments. Or so I’m told! Sure it’s riddled with stress – but the good sort. It must be so exciting to hold the keys to something you can call your very own. No landlord to answer to and instead of filling their coffers, you’llContinue reading “🔐We’re Stuck in a Massive Mortgage Meltdown. How We Got Here Plus Why You Need to Stress Test Your Finances Now”

💨Inflation Might not Go as Quickly as it Came! Here’s Why and How You Can Position Your Portfolio

I dunno about you, but I feel like inflation almost came out of nowhere. We went from cruising along with stupidly low levels of inflation and super-low rates (they were slashed to 0.1% here in the UK in March 2020!) and suddenly we find ourselves sitting in this painful mess of double-digit inflation. Sorry, near-to-double-digitContinue reading “💨Inflation Might not Go as Quickly as it Came! Here’s Why and How You Can Position Your Portfolio”

🤯What’s on My Mind During this Market Downturn Plus 3 Top Tips for Maximising your Returns and Minimising Anxiety!

You don’t need me to tell you what an absolutely awful feeling it is to lose your money in the market. It can make you feel pretty helpless, frustrated and all the rest of it. At the heart of it, money can be an emotional thing for many of us. Whether we like it orContinue reading “🤯What’s on My Mind During this Market Downturn Plus 3 Top Tips for Maximising your Returns and Minimising Anxiety!”

📉We’re Worried About Falling House Prices and Stock Markets. But Here’s Why that Might not be the Worst Thing for Us (Young) Lot

Talking to people my own age; from friends to colleagues to those in my outer circles, the general mood ain’t great. We’re all feeling slightly disappointed, anxious and most likely worried about the current soggy state of affairs. We’re living in what seems like one of the toughest and most unprecedented times. Perhaps ever! WeContinue reading “📉We’re Worried About Falling House Prices and Stock Markets. But Here’s Why that Might not be the Worst Thing for Us (Young) Lot”

🍋Why is September Such a Sour Month for Stocks? Plus, What You Can Do to Take Full Advantage of this Sale!

While I was on my graduate training programme this week, I was totally oblivious to the carnage that was going on in the markets. I have hardly been on my phone. I didn’t have the time or headspace to skim the WSJ let alone read & digest the news! So on Tuesday, I opened theContinue reading “🍋Why is September Such a Sour Month for Stocks? Plus, What You Can Do to Take Full Advantage of this Sale!”

🔑It’s Been Getting Harder and Harder to be First-Time Buyers. Here’s Why this Could all be Changing Now!

Asset prices from stocks to bonds to real estate went on a 40-year honeymoon. Their prices went to the moon which meant those who owned properties (or several!) enjoyed the lovely-and-very-positive wealth effect (cough, cough boomers) that comes along with it. We feel rich when our assets go up in price. It’s that simple. NoContinue reading “🔑It’s Been Getting Harder and Harder to be First-Time Buyers. Here’s Why this Could all be Changing Now!”

🤯Freaked Out by the Ever Rising Inflation? Who Isn’t! Here’s What’s on my Mind Plus 3 Ways to Position your Finances

Inflation has been loudly brewing for many months now. Gone are the days of low, single-digit inflation. That almost seems like a fairytale. Oh what we wouldn’t give to go back there! 5% inflation soon turned into 8% which quickly morphed into 10% but that’s not where it’s stopping. Citibank reckons inflation will hit aContinue reading “🤯Freaked Out by the Ever Rising Inflation? Who Isn’t! Here’s What’s on my Mind Plus 3 Ways to Position your Finances”

🏡What On Earth Is Going On With Real Estate Right Now & The Clues It’s Giving Us About Where The Market Is Headed Next!

Ever since the UK gov introduced the stamp duty tax holiday in 2020 to protect our real estate market from covid, I’ve had my eyes fixed on this space. I was eager to see how things would unravel and when they started to get a little-more-than-frothy, I became a whole lot more curious. I can’tContinue reading “🏡What On Earth Is Going On With Real Estate Right Now & The Clues It’s Giving Us About Where The Market Is Headed Next!”

⏰It’s 99.99% Impossible To Time The Market So Be In It 24/7 That Way You Won’t Ever Miss A Thing!

Trying to predict the future is a waste of time, money and energy not to mention it also happens to be pretty impossible! And last month showed us just how so. US corporate earnings weren’t as bad as everyone thought they’d be and markets started going up, slowly erasing their losses over the past fewContinue reading “⏰It’s 99.99% Impossible To Time The Market So Be In It 24/7 That Way You Won’t Ever Miss A Thing!”

🐻Here Are 3 Things To Make Sure Your Portfolio Survives (And Thrives) During This Bear Market

Bear markets. Yuck. I literally can’t think of anything worse. Except I can: a bear market that lasts a lot longer than anyone had ever thought possible. The thing is no one can time markets, let alone these kinda ones. Bears will just do their thing. They’ll rip into whatever they please and when they’reContinue reading “🐻Here Are 3 Things To Make Sure Your Portfolio Survives (And Thrives) During This Bear Market”

🦄5 Timeless Lessons From This Crypto Crash & How It Can Prepare You For What Comes Next!

We all knew that a crypto winter was coming. After all, summer doesn’t last forever much as it feels like it will! The signs that winter (crypto talk for a big crash) was fast approaching were all there like overspeculation and hyper-leverage but no one knew how bad things would get. No one thought thatContinue reading “🦄5 Timeless Lessons From This Crypto Crash & How It Can Prepare You For What Comes Next!”

🤡We May Be About To Enter The Weirdest Recession Ever. That’s If We Aren’t In One Already!

Before I studied economics at A Level, I used to think that bear markets = recession. I though this since the stock market’s dismal days occupied my dad’s mind more than anything else! So when we were in a recession (with ’08 being particularly crazy though I was only a kid then) my dad wouldContinue reading “🤡We May Be About To Enter The Weirdest Recession Ever. That’s If We Aren’t In One Already!”

😱What’s Really Going On With Inflation (And Interest Rates) But If You’re Feeling Overwhelmed, It’s Time You Zoom Out!

We’ve got loads on our plate right now. We’ve emerged from a pandemic (thank heavens!) only to find ourselves grappling with the soaring cost of living and seemingly overnight, we were thrown into investment chaos. From rate rises (that probably should’ve happened long ago) to dangerous debt, sticky supply chains and stupidly stubbornly high levelsContinue reading “😱What’s Really Going On With Inflation (And Interest Rates) But If You’re Feeling Overwhelmed, It’s Time You Zoom Out!”

🚘Here’s Why You Car’s Value Has Been Going Up, And Up. But How Sustainable Is It Really?

Second-hand cars. These guys have been the silent winners of the pandemic. When we couldn’t quite get hold of new cars (unless we wanted to wait 12 months+) thanks to lockdowns and complete shutdowns of factories across the globe so we flocked to this market, the likes of which have never been seen before.  Pre-covid,Continue reading “🚘Here’s Why You Car’s Value Has Been Going Up, And Up. But How Sustainable Is It Really?”

🍿How Netflix Showed Us What Really Happens When Inflation Bites & A Lesson In How To Cut Your Losses!

Recent months have been pretty cruel to growth stocks. That’s putting it mildly. Go on and take a look at some of the once-faves (cough, cough Zoom) and you’ll see just how far we’ve come! I guess it all sorta went downhill when the Fed realised that inflation was proving to be a little less-than-transitory.Continue reading “🍿How Netflix Showed Us What Really Happens When Inflation Bites & A Lesson In How To Cut Your Losses!”

✂️Will You Stick Around Or Will You Simply Cut Your Losses And Move On?

Economists like to assume that investors are rational people making rational decisions. But this couldn’t be farther from the truth. When we invest we come with baggage, of different shapes and sizes. We come with our luggage of emotions; our past experiences (the good and the bad) along with our own unique appetite for risk.Continue reading “✂️Will You Stick Around Or Will You Simply Cut Your Losses And Move On?”

📦What To Make Of All These Tax Tolls & How You Can Make Your Money Stretch A Whole Lot Father

You know what they say, you can count on these two things in life: taxes and death. And it’s these taxes that are causing a right rumpus now! With inflation and interest rates and now these tax hikes, is nothing sacred anymore?  During covid, governments across the world spent crazy amounts (none crazier than theContinue reading “📦What To Make Of All These Tax Tolls & How You Can Make Your Money Stretch A Whole Lot Father”

📈Why It Might Be The Beginning Of The End For This Deflationary Force We’ve All Been Enjoying For Too Long!

You know what they say, nothing lasts forever. Yet when we’re in the thick of it, we get so attached to the status quo that we can’t really imagine anything else. And if there’s one thing we can’t get enough of, it’s globalisation. You might not have noticed (until the pandemic came along!) just howContinue reading “📈Why It Might Be The Beginning Of The End For This Deflationary Force We’ve All Been Enjoying For Too Long!”

💰What People Really Spent Their Money On This Year And How These Choices Will Affect Their Overall Net Worth

It’s been a strange and long (but short-at-the-same-time) two years. We went from living our best life; socialising in real-time, going to work and all the other normal things that once made up our days to ones filled with endless Zoom meetings and banana bread. Too much banana bread. All in the space of aContinue reading “💰What People Really Spent Their Money On This Year And How These Choices Will Affect Their Overall Net Worth”

👀Inflation Is Inflating Out Of Control. Will The Fed Fight It Or Is The Genie Out Of The Bottle?

I like to think of the economy as a car being driven by the Fed (with Powell behind the wheel). This car can’t drive too fast (high inflation) or else it runs the risk of overheating (we all know how unsustainable that is) but it can’t be driving too slowly either (low inflation) which willContinue reading “👀Inflation Is Inflating Out Of Control. Will The Fed Fight It Or Is The Genie Out Of The Bottle?”

🕹You Can’t Control Inflation But Here’s What You Can Do To Stop It From Controlling You!

Inflation is here and it’s loud. It’s yelling at the top of its lungs like a toddler who’s just lost their favourite teddy. And nothing, (not even a new teddy) can stop this one. In the US, inflation is raging at 7.9% while here in the UK it’s 5.5%. Whichever way you look at it,Continue reading “🕹You Can’t Control Inflation But Here’s What You Can Do To Stop It From Controlling You!”

📉What’s Going On Right Now And What It Might Mean For Your Investment Future

Markets are behaving horribly at the moment. Their (mainly downward) moves are being unkind to us. Wiping wealth from before our eyes! But I don’t blame them. Markets are grappling with some of the most complicated, confulged and crazy times. Ever. It all started off with some (perhaps not-so-innocent) money-printing that’s it’s essentially been goingContinue reading “📉What’s Going On Right Now And What It Might Mean For Your Investment Future”

🔍Be On The Lookout For Sneaky Ways In Which You’re Being Charged More Without You Even Noticing!

Inflation is running hot. It’s now 7.5% in the US. Though I bet the numbers are climbing as I’m typing this. I think it’s safe to say that central bankers have officially ditched the word ‘transitory’ from their speeches. Cause transitory it ain’t! And while there are a number of things that come together toContinue reading “🔍Be On The Lookout For Sneaky Ways In Which You’re Being Charged More Without You Even Noticing!”

🌪Whether The Weather Affects Stock Market Returns Or Is It Nothing More Than A Cool Coincidence?

Last week, we experienced the worst storm in the UK since The Great Storm of 1987. Well, technically it was a set of storms. Dudley followed by Eunice. These two were getting lonely so Franklin soon joined the crowd. And ever so (not) conveniently, I was in the countryside during storm these two storms, thoughContinue reading “🌪Whether The Weather Affects Stock Market Returns Or Is It Nothing More Than A Cool Coincidence?”

💣Why A Market Crash May Or May Not Be On Its Way And How To Take Advantage Of The Lows

We tend to freak out when markets fall. It’s times like these that give us a real sense of panic, the feeling that usually causes us to sell out. To prevent further losses, we tell ourselves. Owning stocks/funds and seeing them tumble by 30%-40% (or more, as many have have done in recent months!) isContinue reading “💣Why A Market Crash May Or May Not Be On Its Way And How To Take Advantage Of The Lows”

🔐Here’s Where You Can Turn To For Shelter During The Current Investment Climate!

This is a pretty nasty cocktail that we’ve got going on right now. For starters, there’s rising inflation along with rising interest rates to compensate for the rising inflation. Not to mention the fact that some (if not many) asset prices are at levels that we’ve not seen, well, ever! Add to the mix theContinue reading “🔐Here’s Where You Can Turn To For Shelter During The Current Investment Climate!”

🚘How Driverless Cars Are Driving The Future Of Our Mobility

Technological change often happens quicker than we think. Take the crypto space. What started out as an obscure piece of tech has penetrated many areas of finance and commerce. Now we’re looking at a blockchain-based internet (Web3), blockchain-based organisations (DAOs) and loads more. Blockchain is here and it’s not going anywhere. And we’re seeing somewhatContinue reading “🚘How Driverless Cars Are Driving The Future Of Our Mobility”

🔮What Will Markets Have In Store For Us In 2022 And Beyond?

2021 was a mad year that followed an unarguably madder one. As the second year of the pandemic raged on (at full speed), a number of pretty unusual and unprecedented things happened. From short squeezes (hello GameStop) to crypto crazes (like Shiba and Doge) not to mention debt-ridden (Evergrande) companies, fraudulent companies (Theranos) and defying-all-the-oddsContinue reading “🔮What Will Markets Have In Store For Us In 2022 And Beyond?”

🔮Was Inflation Inevitable All Along? Plus, 3 Ways In Which You Can Get Your Purchasing Power Back!

It’s been a really strange year-and-a-bit. We’ve had a once-in-a-lifetime pandemic. Our realities were toppled over. It was almost like we were living in a movie. Except this was (and still is) our reality. We then saw the most unprecedented global stimulus package. Ever. The Fed alone printed $5 trillion. This means that every 1Continue reading “🔮Was Inflation Inevitable All Along? Plus, 3 Ways In Which You Can Get Your Purchasing Power Back!”

👛How To Protect Your Purchasing Power While Everyone Else Is Losing Theirs

Prices are rising left right and centre. It’s now becoming impossible to ignore. You’ve gotta be living under a rock if you haven’t noticed prices creeping up. Blame it on Covid, blame it on Brexit. Or, better still, blame the Fed. Take your pick! Either way, we’re now certainly getting less bang for our buck.Continue reading “👛How To Protect Your Purchasing Power While Everyone Else Is Losing Theirs”

👑The King Of Wall Street: How One Man Shaped The World Of Investing

BlackRock. The biggest money manager that ever walked the planet. They look after money for sovereign wealth funds, pensioners as well as us ordinary lot. Not only this, but BlackRock is also the largest shareholder in practically every single major American company. And if you think that isn’t enough, BlackRock is also one of theContinue reading “👑The King Of Wall Street: How One Man Shaped The World Of Investing”

📉What Causes Recessions; Why You Don’t Need To Be So Afraid Of Them & How You Can Take Advantage When They Come Around!

Recessions. We hate ‘em. The mere thought of one makes us squirm. We think it symbolises economic doomsday and the crumbling valuation of every single one of our assets. Not to mention job losses and all the rest of it. But if you boil it down, a recession is simply two consecutive quarters (so halfContinue reading “📉What Causes Recessions; Why You Don’t Need To Be So Afraid Of Them & How You Can Take Advantage When They Come Around!”