🏘It’s 99% Impossible to Fake this Source of Wealth – and why You Should Never Want to!

Everyone’s in the business of looking rich these days. They’ll do almost anything to give off the impression that they’ve got oodles of cash. Because that’s what matters most, right? It’s no wonder then that we keep bumping into those fake Louis Vuitton monogramed bags. You know the ones! Then there’s the cars. That lovelyContinue reading “🏘It’s 99% Impossible to Fake this Source of Wealth – and why You Should Never Want to!”

🧟‍♀️Nothing Gets us Going Like a Financial Horror Show but You Should Never Fall for the Thrill. It can Cost You Your Future

Nothing gets us going quite like our very own financial horror show. Pretty much the kind it feels like we’re going through right now! What with 2 banking collapses in the space of 2 days and now Credit Suisse (that’s now trading below $1 btw) needed a bailout thanks to its liquidity crunch and UBSContinue reading “🧟‍♀️Nothing Gets us Going Like a Financial Horror Show but You Should Never Fall for the Thrill. It can Cost You Your Future”

🍄How You can Earn Superior Investment Returns by Tapping into this Largely Untapped Area!

Small but mighty. We often hear this said about people who are petite. That just because they aren’t tall(er) doesn’t mean they aren’t as cool! But, guess what? It’s exactly the same when it comes to the stock market. Investors love those big mega caps. They can’t get enough of them; nor can the research analystsContinue reading “🍄How You can Earn Superior Investment Returns by Tapping into this Largely Untapped Area!”

👯‍♀️My Best Friend and I have Totally Opposite Attitudes to Money – why We’re Learning from Each Other!

The other night I was out with one of my best friends for drinks. We both wanted to pay for the other’s drink but obviously both arguing that we should be the one paying. In the end we paid separately! I always find it interesting how different people treat money; others and themselves! Some peopleContinue reading “👯‍♀️My Best Friend and I have Totally Opposite Attitudes to Money – why We’re Learning from Each Other!”

🎈Here’s how to Protect Your Money From this Double-Digit (Invisible) Tax to Give it a Real Bounce

Taxes. Those pesky things. It’s where part of our salary disappears to (20% at the very least) and there’s no knowing where it really ends up. Taxes leave us with less of our money in our very own pockets. Come rain or shine, those taxes must be paid. And since covid, taxes have only goneContinue reading “🎈Here’s how to Protect Your Money From this Double-Digit (Invisible) Tax to Give it a Real Bounce”

💰Here’s Why You Cannot Afford to Hide in Cash Forever…However Cool ‘n Comfy it Feels Now!

You don’t need me to tell you that cash rates are (finally?) non-zero! We’ve been paid a few measly basis points on our cash for years and years meanwhile banks were busy lending that money (may I remind you: our money!) for a gazillion times more than what they were paying us. Gorgeous biz modelContinue reading “💰Here’s Why You Cannot Afford to Hide in Cash Forever…However Cool ‘n Comfy it Feels Now!”

💫How Being a Private Person will Boost Your Net Worth and Overall Happiness

We live in a day-and-age where everything gets documented online. From our Sunday waffle breakfast (because everyone cares, right!) to our trip to town, the hairdresser’s, the gym, you name it. It’s all there. Online. For the world to see. Thanks to Snapchat, Instagram and, the absolute hottest of all – TikTok – there are soContinue reading “💫How Being a Private Person will Boost Your Net Worth and Overall Happiness”

💸By Avoiding this Dangerous Money Move You’ll be Richer than You ever Thought

Financial freedom is possible. And it’s within your reach. But it all starts with spending less than you earn. It sounds stupidly simple and the problem is that too many people fall into the dangerous trap of doing just the opposite: spending more than they earn and this starts with getting swept up into theContinue reading “💸By Avoiding this Dangerous Money Move You’ll be Richer than You ever Thought”

🤦🏻‍♀️The Real Reason Not Enough of Us are Investing & Why it’s a Bigger Problem than You think

While the pandemic has seen a record number of newbie investors; with 1 in every 10 Brits starting to invest for the very first time in lockdown (yippee), these numbers just aren’t cutting it. Only 3% of the UK population currently has a Stocks & Shares ISA (tax wrappers allowing you to invest up toContinue reading “🤦🏻‍♀️The Real Reason Not Enough of Us are Investing & Why it’s a Bigger Problem than You think”

💰5 of the Simplest and Most Underrated ways You can Start Making Money right Now

We all want to make some extra cash. Whether it’s to invest it, spend it or save it. Well, I hope you’re planning on doing the first! Whatever stage of life you’re at, if you’re a student or already in the workforce, some extra cash is always welcome, especially with inflation the level it’s *still*Continue reading “💰5 of the Simplest and Most Underrated ways You can Start Making Money right Now”

😵‍💫The Uncomfortable Truth why 64% of Americans Live Paycheck to Paycheck and 5 Steps to taking back Control

If you’ve ever been tight for money, with you and your bank account feeling like a skeleton until your next paycheck hits, praying you won’t get hit with some unexpected bill, you’ll know how mentally draining it is. You feel trapped, helpless and you become reliant on credit cards, meaning your pile of consumer debtContinue reading “😵‍💫The Uncomfortable Truth why 64% of Americans Live Paycheck to Paycheck and 5 Steps to taking back Control”

✈️This is Your One-Way Ticket To Financial Freedom Plus 5 Tips on how to Get there!

Investing is how you get from where you are now to where you wanna be. Transforming every pound into a magic worker working for you 24/7 with you as CEO. Financial freedom won’t come about from having money stashed in your bank account, gathering dust. It needs to be working. The thing is, investing isContinue reading “✈️This is Your One-Way Ticket To Financial Freedom Plus 5 Tips on how to Get there!”

📤This is the Latest Work Trend to Cure Burnout and Stress! But is it all that it’s Worked out to be?

Talking to people about work the number one thing they’re all saying is how they feel burnt out, stressed and a general sense of feeling overworked and pushed to the edge. Working-from-home, or in some cases working-from-anywhere(!) opened itself up to all sorts of possibilities and flexible working meaning we have way better work-life balancesContinue reading “📤This is the Latest Work Trend to Cure Burnout and Stress! But is it all that it’s Worked out to be?”

😯This Richcession is Catching us all by Surprise -it’s Affecting Everything from the way We Spend to the way We don’t and all in Between

Ever since covid reared its ugly head (or shall I say, heads) the world has been turned upside down. From the way we spend our money to the way we work (or don’t) to the way we live, it’s all changing. Think back to when you were last in a grocery store. Or when youContinue reading “😯This Richcession is Catching us all by Surprise -it’s Affecting Everything from the way We Spend to the way We don’t and all in Between”

🔑How this Seemingly Small Loan will help you Get the Biggest and Most Important One

Whenever I hear the words credit card, my mind literally goes straight to the movie Shopaholic. For those of you who haven’t watched it – watch it. There’s a whole load of finance lessons squished in there between the clothes and the drama. It’s essentially a movie that’s based on a girl who has anContinue reading “🔑How this Seemingly Small Loan will help you Get the Biggest and Most Important One”

👩🏽‍💻Here’s how to Put Your Confidence back into Your Finances!

Most of our day-to-day decisions involve matters of finance and life’s biggest purchases revolve around finance. And not to sound drastic but our future really does depend on it. Yet personal finance, from investing to budgeting, is one of those things that we sadly aren’t taught in school. Our curriculum is so jam-packed with allContinue reading “👩🏽‍💻Here’s how to Put Your Confidence back into Your Finances!”

💡The 3 Most Common Investing Mistakes We’re all Guilty of and how to Avoid them!

Mistakes are inevitable. They’re part of life and they’re a sign we’re trying. If we never failed and made mistakes that’s a sure sign we aren’t trying hard enough. If at all. The more you reach for the more hurdles you’ll encounter and the sooner you’ll fail. But I believe this to be a goodContinue reading “💡The 3 Most Common Investing Mistakes We’re all Guilty of and how to Avoid them!”

❤️Happy Valentine’s Day! Your Six-Step Guide to Falling in Love with Your Finances

February 14th. You either love it or you hate it. As someone who is very much single (yup, I’m working on it!), I’m doing my best to avoid any of those cutesy cafes or classic Valentines’ hotspots, like Paris! Which I’ll be staying far away from. I really don’t need my singlehood to be shovedContinue reading “❤️Happy Valentine’s Day! Your Six-Step Guide to Falling in Love with Your Finances”

👩🏼‍💻The Real Reason 80% of Gen Zers Wanna Switch Jobs and how Our Work is so Much More than Pay!

I read this stat the other day that 4 in 5 gen zers wanna switch jobs this year. You may be thinking that us lot must be barking mad! With a looming recession and layoffs happening left right and centre (read all about that here and what that means for you) you may be thinkingContinue reading “👩🏼‍💻The Real Reason 80% of Gen Zers Wanna Switch Jobs and how Our Work is so Much More than Pay!”

🎟️The Real Reason why 70% of Lottery Winners go Broke in Under 5 Years & the Dark Side to Winning Big

Something that’s fascinated me for as long as I can remember is why so many lottery winners end up losing it all just as quickly as they made it! In fact, most of them do. In less than 5 years, 70% of winners will have either spent all their money or have lost it all.  AndContinue reading “🎟️The Real Reason why 70% of Lottery Winners go Broke in Under 5 Years & the Dark Side to Winning Big”

🍔The Only Free Lunch in Finance hasn’t Worked this Year but Going into 2023, here’s why You Shouldn’t Give Up on it

2022 – what a time! After a perfect 2021 (almost too perfect), it was bound to be a year that would’ve been hard to beat anyway. Economies around the world were slowly opening their eyes after their covid slumber and govs were on a spending spree. Money quickly found its way into every single assetContinue reading “🍔The Only Free Lunch in Finance hasn’t Worked this Year but Going into 2023, here’s why You Shouldn’t Give Up on it”

💡Our Worst Money Moves Make for the Best Learning Experiences

Mistakes are uncomfortable. They’re awkward at best and downright embarrassing at worst. We’re taught to avoid them because avoidance means we’ll end up making 10x fewer errors and that means that our ego will be kept intact.  This mindset is totally flawed. Mistakes mean we’ve reached higher and that we’ve pushed ourselves – and ourContinue reading “💡Our Worst Money Moves Make for the Best Learning Experiences”

📉What Went Wrong at the $32bn Crypto Exchange that Ended with its Collapse and an $8bn Hole?!

As if 2022’s bear market needed to get any worse, one of the largest crypto exchanges managed to go belly-up. Wiping out billions from rich VCs but also from the ordinary Joe. Let’s look at the blow-up that was FTX. How did SBF (even the abbreviation of his name makes him sound like a realContinue reading “📉What Went Wrong at the $32bn Crypto Exchange that Ended with its Collapse and an $8bn Hole?!”

💳Your Credit Score is More Important Than You Think. Here’s How to Boost it in 6 Simple Steps!

Your credit score holds the key to your future home. Without access to a mortgage, we’d most likely be renters all our lives. Depressing, huh. Though my Swiss relatives would tell you otherwise! My grandparents have been renters all their lives. That’s gov-controlled rents for ya. Moving swiftly on!  Without a rock-solid credit history, you canContinue reading “💳Your Credit Score is More Important Than You Think. Here’s How to Boost it in 6 Simple Steps!”

💳Why Credit Cards are Cool – but Also Completely Crazy! Plus My Top Tips to Help Keep You on Track

 I recently started my first job out of uni and figured it was high-time I got myself a credit card. So, I signed up for an Amex card. Amex has super cool perks (like 2 lounge passes a year with one of their cards) but you pay for these things. And £140 p/yr didn’t reallyContinue reading “💳Why Credit Cards are Cool – but Also Completely Crazy! Plus My Top Tips to Help Keep You on Track”

🛍Despite What it Feels Like – it’s During Bear Markets that Have Proved to Be the Very Best Buying Opportunities! 

If I were to ask you if you want to buy high and sell low, you’d laugh me out the virtual door. It’s the opposite that we want. Duh. Yeah, well, human psychology is a funny-but-not-to-be-laughed thing. It’s what keeps us from investing at the lows (I say lowS because no one knows when the lowContinue reading “🛍Despite What it Feels Like – it’s During Bear Markets that Have Proved to Be the Very Best Buying Opportunities! “

🛸Here’s Why You’re Unlikely to Get Your Doughnut Delivered to You By a Flying Taxi Anytime Soon!

In the past, with rates being stuck to the ground like gum, investors were more than happy to fund all kinds of lavish projects that could one day bring back billions. Think flying taxis, speedy delivery services (just google how many raised capital during covid – you’ll be amazed), buy-now-pay-later’s (check out Klarna’s cuckoo 2021Continue reading “🛸Here’s Why You’re Unlikely to Get Your Doughnut Delivered to You By a Flying Taxi Anytime Soon!”

🚀To Unlock the Power of Investing; Embrace New Ideas, Remain Open-Minded & Never Rely too Closely on the Past

When it comes to investing, we don’t know it all and never will. There is an infinite amount to learn about our world and the more we learn, the more we realise just how little we actually know! One of life’s many paradoxes. Investing is not a science; it is an art and it isContinue reading “🚀To Unlock the Power of Investing; Embrace New Ideas, Remain Open-Minded & Never Rely too Closely on the Past”

🍂Don’t Fall for Fall! What’s Behind this Seasonal Mark-up & How to Avoid the Pumpkin Pinch

You won’t believe we’re in Autumn right now from the weather I’m having in London. It’s nearly November (so very much fall territory) and yet it feels warmer than I can ever imagine. Over the weekend it hit 22C which is almost 72 for you Americans. This is not a good thing. Our planet isContinue reading “🍂Don’t Fall for Fall! What’s Behind this Seasonal Mark-up & How to Avoid the Pumpkin Pinch”

📉The Average Retail Investor’s Portfolio is Down 44% this Year! Here’s Why Many Fell Flat on Their Faces & What We Can Learn From all this

It almost feels like a lifetime ago when meme stocks (and their owners!) were dancing on the moon and when tech was flying as high as can be. Our world looks totally different now, doesn’t it? It’s almost unrecognisable. Interest rates are no longer glued to the ground. They’re now the ones trying to getContinue reading “📉The Average Retail Investor’s Portfolio is Down 44% this Year! Here’s Why Many Fell Flat on Their Faces & What We Can Learn From all this”

🙉Top Investment Tip From a Fund Manager: Ignore the Macro. However Difficult that Is! 

What’s one thing that’s on the markets’ minds right now? And pretty much everyone else’s. Go on, take a wild guess!  Yup, it’s inflation. The devil. It’s consuming us all (and our money obvs) and markets are going wild because of it. Thanks to this nasty little bugger that’s growing by the day, the FedContinue reading “🙉Top Investment Tip From a Fund Manager: Ignore the Macro. However Difficult that Is! “

🚨Everyone is Suddenly Super Short-term in Their Investment Thinking. Your Advantage Lies in Doing the Exact Opposite

It’s been a totally terrible ten months of the year. Yeah, sure, there’s still two-and-a-bit months left of it so still time for a cheeky Santa rally but for the most part it’s been dreadful and I really don’t expect any of that to change anytime soon. Just more volatility. Yay! But what’s really caughtContinue reading “🚨Everyone is Suddenly Super Short-term in Their Investment Thinking. Your Advantage Lies in Doing the Exact Opposite”

🔐We’re Stuck in a Massive Mortgage Meltdown. How We Got Here Plus Why You Need to Stress Test Your Finances Now

Buying a house is meant to be one of the best moments. Or so I’m told! Sure it’s riddled with stress – but the good sort. It must be so exciting to hold the keys to something you can call your very own. No landlord to answer to and instead of filling their coffers, you’llContinue reading “🔐We’re Stuck in a Massive Mortgage Meltdown. How We Got Here Plus Why You Need to Stress Test Your Finances Now”

🛍We Spend so Much Time Figuring Out how to Best Save and Invest Our Money. But do We Spend as Much Time (if any) on How to Spend it?!

How many of us devote as much time to how we’ll spend our money as we do to how we’ll make that money, save that money and invest that money? I bet not many of us. Do we stop and think what it is that we REALLY want to get out of it? And untilContinue reading “🛍We Spend so Much Time Figuring Out how to Best Save and Invest Our Money. But do We Spend as Much Time (if any) on How to Spend it?!”

💨Inflation Might not Go as Quickly as it Came! Here’s Why and How You Can Position Your Portfolio

I dunno about you, but I feel like inflation almost came out of nowhere. We went from cruising along with stupidly low levels of inflation and super-low rates (they were slashed to 0.1% here in the UK in March 2020!) and suddenly we find ourselves sitting in this painful mess of double-digit inflation. Sorry, near-to-double-digitContinue reading “💨Inflation Might not Go as Quickly as it Came! Here’s Why and How You Can Position Your Portfolio”

🤯What’s on My Mind During this Market Downturn Plus 3 Top Tips for Maximising your Returns and Minimising Anxiety!

You don’t need me to tell you what an absolutely awful feeling it is to lose your money in the market. It can make you feel pretty helpless, frustrated and all the rest of it. At the heart of it, money can be an emotional thing for many of us. Whether we like it orContinue reading “🤯What’s on My Mind During this Market Downturn Plus 3 Top Tips for Maximising your Returns and Minimising Anxiety!”

📉We’re Worried About Falling House Prices and Stock Markets. But Here’s Why that Might not be the Worst Thing for Us (Young) Lot

Talking to people my own age; from friends to colleagues to those in my outer circles, the general mood ain’t great. We’re all feeling slightly disappointed, anxious and most likely worried about the current soggy state of affairs. We’re living in what seems like one of the toughest and most unprecedented times. Perhaps ever! WeContinue reading “📉We’re Worried About Falling House Prices and Stock Markets. But Here’s Why that Might not be the Worst Thing for Us (Young) Lot”

🙃A Big Mistake I Made: Topping Up My Losers; Ignoring My Winners. Here’s How to Make Sure You Do the Opposite!

When it comes to investing, I have found that it has a funny habit of showing us what our strengths – and weaknesses – are. But that’s only if you’re open-minded to your failures and shortcomings. Because trust me, we all have them, and the sooner you notice them the sooner you can act toContinue reading “🙃A Big Mistake I Made: Topping Up My Losers; Ignoring My Winners. Here’s How to Make Sure You Do the Opposite!”

😊Knowing When to Cut Your Losses in Life and Markets Can Turbocharge Your Wealth and Wellbeing

Ever been to the cinema and you found the movie to be dreadful right from the start? Or go to the theatre and mid-way you realise the show isn’t exactly living up to your expectations? I bet we’ve all had that experience but how many of us would’ve upped and left! I recently went toContinue reading “😊Knowing When to Cut Your Losses in Life and Markets Can Turbocharge Your Wealth and Wellbeing”

💰I Received My First Pay-Check on Friday! Here are the 3 Things I Did With it, And Why

Getting your first pay-check kind of a big deal! Feels like an occasion of its own. It marks the start of your career and first step into adulthood – something I’m less excited about! Friends and family told me how I should enjoy my first pay-check since it hits differently to all the rest ofContinue reading “💰I Received My First Pay-Check on Friday! Here are the 3 Things I Did With it, And Why”

👀Forget Inflation or Even Shrinkflation. This is What You Should be On the Lookout For!

We’ve all been grappling with inflation. Prices are rising by too much too soon which means our money is worth less with each passing year. Not totally worthless, though! Not yet anyway. And companies obviously aren’t just gonna sit around as they watch their precious profits pass in front of them. Some have straight outContinue reading “👀Forget Inflation or Even Shrinkflation. This is What You Should be On the Lookout For!”

🍋Why is September Such a Sour Month for Stocks? Plus, What You Can Do to Take Full Advantage of this Sale!

While I was on my graduate training programme this week, I was totally oblivious to the carnage that was going on in the markets. I have hardly been on my phone. I didn’t have the time or headspace to skim the WSJ let alone read & digest the news! So on Tuesday, I opened theContinue reading “🍋Why is September Such a Sour Month for Stocks? Plus, What You Can Do to Take Full Advantage of this Sale!”

🔑It’s Been Getting Harder and Harder to be First-Time Buyers. Here’s Why this Could all be Changing Now!

Asset prices from stocks to bonds to real estate went on a 40-year honeymoon. Their prices went to the moon which meant those who owned properties (or several!) enjoyed the lovely-and-very-positive wealth effect (cough, cough boomers) that comes along with it. We feel rich when our assets go up in price. It’s that simple. NoContinue reading “🔑It’s Been Getting Harder and Harder to be First-Time Buyers. Here’s Why this Could all be Changing Now!”

🤯Freaked Out by the Ever Rising Inflation? Who Isn’t! Here’s What’s on my Mind Plus 3 Ways to Position your Finances

Inflation has been loudly brewing for many months now. Gone are the days of low, single-digit inflation. That almost seems like a fairytale. Oh what we wouldn’t give to go back there! 5% inflation soon turned into 8% which quickly morphed into 10% but that’s not where it’s stopping. Citibank reckons inflation will hit aContinue reading “🤯Freaked Out by the Ever Rising Inflation? Who Isn’t! Here’s What’s on my Mind Plus 3 Ways to Position your Finances”

📊Why High Inflation, Higher Interest Rates Plus a looming Recession aren’t Stopping People From Starting their Own Biz!

We’re entering a recession, that much is clear. How bad things will get all depends on how well central banks engineer this landing (though my guess is we’re probably way past a softish one and might go out with a large bang instead) and while the jobs market is still unusually strong, cracks are beginningContinue reading “📊Why High Inflation, Higher Interest Rates Plus a looming Recession aren’t Stopping People From Starting their Own Biz!”

🏡What On Earth Is Going On With Real Estate Right Now & The Clues It’s Giving Us About Where The Market Is Headed Next!

Ever since the UK gov introduced the stamp duty tax holiday in 2020 to protect our real estate market from covid, I’ve had my eyes fixed on this space. I was eager to see how things would unravel and when they started to get a little-more-than-frothy, I became a whole lot more curious. I can’tContinue reading “🏡What On Earth Is Going On With Real Estate Right Now & The Clues It’s Giving Us About Where The Market Is Headed Next!”

⏰It’s 99.99% Impossible To Time The Market So Be In It 24/7 That Way You Won’t Ever Miss A Thing!

Trying to predict the future is a waste of time, money and energy not to mention it also happens to be pretty impossible! And last month showed us just how so. US corporate earnings weren’t as bad as everyone thought they’d be and markets started going up, slowly erasing their losses over the past fewContinue reading “⏰It’s 99.99% Impossible To Time The Market So Be In It 24/7 That Way You Won’t Ever Miss A Thing!”

🐻Here Are 3 Things To Make Sure Your Portfolio Survives (And Thrives) During This Bear Market

Bear markets. Yuck. I literally can’t think of anything worse. Except I can: a bear market that lasts a lot longer than anyone had ever thought possible. The thing is no one can time markets, let alone these kinda ones. Bears will just do their thing. They’ll rip into whatever they please and when they’reContinue reading “🐻Here Are 3 Things To Make Sure Your Portfolio Survives (And Thrives) During This Bear Market”

🦄5 Timeless Lessons From This Crypto Crash & How It Can Prepare You For What Comes Next!

We all knew that a crypto winter was coming. After all, summer doesn’t last forever much as it feels like it will! The signs that winter (crypto talk for a big crash) was fast approaching were all there like overspeculation and hyper-leverage but no one knew how bad things would get. No one thought thatContinue reading “🦄5 Timeless Lessons From This Crypto Crash & How It Can Prepare You For What Comes Next!”

🤡We May Be About To Enter The Weirdest Recession Ever. That’s If We Aren’t In One Already!

Before I studied economics at A Level, I used to think that bear markets = recession. I though this since the stock market’s dismal days occupied my dad’s mind more than anything else! So when we were in a recession (with ’08 being particularly crazy though I was only a kid then) my dad wouldContinue reading “🤡We May Be About To Enter The Weirdest Recession Ever. That’s If We Aren’t In One Already!”

✂️My Inflation Experience: Expensive Haircuts And Even Pricier Driving Lessons

Inflation is whizzing outa control much like in the movies where that fast car just won’t slow down since the drivers’ breaks are ‘mysteriously’ not working. Our driver is the Fed, the car our lovely economy and the breaks are interest rates. But things have gone totally haywire. Our breaks clearly aren’t stopping this carContinue reading “✂️My Inflation Experience: Expensive Haircuts And Even Pricier Driving Lessons”

😱What’s Really Going On With Inflation (And Interest Rates) But If You’re Feeling Overwhelmed, It’s Time You Zoom Out!

We’ve got loads on our plate right now. We’ve emerged from a pandemic (thank heavens!) only to find ourselves grappling with the soaring cost of living and seemingly overnight, we were thrown into investment chaos. From rate rises (that probably should’ve happened long ago) to dangerous debt, sticky supply chains and stupidly stubbornly high levelsContinue reading “😱What’s Really Going On With Inflation (And Interest Rates) But If You’re Feeling Overwhelmed, It’s Time You Zoom Out!”

👙It’s Holiday Time! Start Packing For A Summer Of Shortages, Strikes & Sticky Inflation

Summer, ah. The best time of year, isn’t it? Especially for school-goers since it marks an end to those pesky exams and all the stress that goes along with it. And this is summer is something of a double-yay for me since I not only finish exam season but university too! I’ve literally finished higherContinue reading “👙It’s Holiday Time! Start Packing For A Summer Of Shortages, Strikes & Sticky Inflation”

🍿How Netflix Showed Us What Really Happens When Inflation Bites & A Lesson In How To Cut Your Losses!

Recent months have been pretty cruel to growth stocks. That’s putting it mildly. Go on and take a look at some of the once-faves (cough, cough Zoom) and you’ll see just how far we’ve come! I guess it all sorta went downhill when the Fed realised that inflation was proving to be a little less-than-transitory.Continue reading “🍿How Netflix Showed Us What Really Happens When Inflation Bites & A Lesson In How To Cut Your Losses!”

💳Getting Stuck In Consumer Debt Is Dangerous But It Can Happen To Anyone. Here’s How You Can Climb Outa It (And Avoid It)!

Consumer debt is a massive industry, and you wanna know why? Because there’s tons of money to be made! Banks and businesses all know that we want things we can’t actually afford but they make our dreams come true. Like a reverse fairy godmother. They give us ‘money’ (more like a loan disguised as such)Continue reading “💳Getting Stuck In Consumer Debt Is Dangerous But It Can Happen To Anyone. Here’s How You Can Climb Outa It (And Avoid It)!”

✂️Will You Stick Around Or Will You Simply Cut Your Losses And Move On?

Economists like to assume that investors are rational people making rational decisions. But this couldn’t be farther from the truth. When we invest we come with baggage, of different shapes and sizes. We come with our luggage of emotions; our past experiences (the good and the bad) along with our own unique appetite for risk.Continue reading “✂️Will You Stick Around Or Will You Simply Cut Your Losses And Move On?”

📦What To Make Of All These Tax Tolls & How You Can Make Your Money Stretch A Whole Lot Father

You know what they say, you can count on these two things in life: taxes and death. And it’s these taxes that are causing a right rumpus now! With inflation and interest rates and now these tax hikes, is nothing sacred anymore?  During covid, governments across the world spent crazy amounts (none crazier than theContinue reading “📦What To Make Of All These Tax Tolls & How You Can Make Your Money Stretch A Whole Lot Father”

💰What People Really Spent Their Money On This Year And How These Choices Will Affect Their Overall Net Worth

It’s been a strange and long (but short-at-the-same-time) two years. We went from living our best life; socialising in real-time, going to work and all the other normal things that once made up our days to ones filled with endless Zoom meetings and banana bread. Too much banana bread. All in the space of aContinue reading “💰What People Really Spent Their Money On This Year And How These Choices Will Affect Their Overall Net Worth”

👀Inflation Is Inflating Out Of Control. Will The Fed Fight It Or Is The Genie Out Of The Bottle?

I like to think of the economy as a car being driven by the Fed (with Powell behind the wheel). This car can’t drive too fast (high inflation) or else it runs the risk of overheating (we all know how unsustainable that is) but it can’t be driving too slowly either (low inflation) which willContinue reading “👀Inflation Is Inflating Out Of Control. Will The Fed Fight It Or Is The Genie Out Of The Bottle?”

🕹You Can’t Control Inflation But Here’s What You Can Do To Stop It From Controlling You!

Inflation is here and it’s loud. It’s yelling at the top of its lungs like a toddler who’s just lost their favourite teddy. And nothing, (not even a new teddy) can stop this one. In the US, inflation is raging at 7.9% while here in the UK it’s 5.5%. Whichever way you look at it,Continue reading “🕹You Can’t Control Inflation But Here’s What You Can Do To Stop It From Controlling You!”

📉What’s Going On Right Now And What It Might Mean For Your Investment Future

Markets are behaving horribly at the moment. Their (mainly downward) moves are being unkind to us. Wiping wealth from before our eyes! But I don’t blame them. Markets are grappling with some of the most complicated, confulged and crazy times. Ever. It all started off with some (perhaps not-so-innocent) money-printing that’s it’s essentially been goingContinue reading “📉What’s Going On Right Now And What It Might Mean For Your Investment Future”

🔍Be On The Lookout For Sneaky Ways In Which You’re Being Charged More Without You Even Noticing!

Inflation is running hot. It’s now 7.5% in the US. Though I bet the numbers are climbing as I’m typing this. I think it’s safe to say that central bankers have officially ditched the word ‘transitory’ from their speeches. Cause transitory it ain’t! And while there are a number of things that come together toContinue reading “🔍Be On The Lookout For Sneaky Ways In Which You’re Being Charged More Without You Even Noticing!”

🌪Whether The Weather Affects Stock Market Returns Or Is It Nothing More Than A Cool Coincidence?

Last week, we experienced the worst storm in the UK since The Great Storm of 1987. Well, technically it was a set of storms. Dudley followed by Eunice. These two were getting lonely so Franklin soon joined the crowd. And ever so (not) conveniently, I was in the countryside during storm these two storms, thoughContinue reading “🌪Whether The Weather Affects Stock Market Returns Or Is It Nothing More Than A Cool Coincidence?”

💣Why A Market Crash May Or May Not Be On Its Way And How To Take Advantage Of The Lows

We tend to freak out when markets fall. It’s times like these that give us a real sense of panic, the feeling that usually causes us to sell out. To prevent further losses, we tell ourselves. Owning stocks/funds and seeing them tumble by 30%-40% (or more, as many have have done in recent months!) isContinue reading “💣Why A Market Crash May Or May Not Be On Its Way And How To Take Advantage Of The Lows”

🔐Here’s Where You Can Turn To For Shelter During The Current Investment Climate!

This is a pretty nasty cocktail that we’ve got going on right now. For starters, there’s rising inflation along with rising interest rates to compensate for the rising inflation. Not to mention the fact that some (if not many) asset prices are at levels that we’ve not seen, well, ever! Add to the mix theContinue reading “🔐Here’s Where You Can Turn To For Shelter During The Current Investment Climate!”

👟How Offline Fitness Became Fitter Than Ever & Why It’s Not Cooling Down Anytime Soon!

We feel more comfortable online. It could be because we’re the Tik-Tok generation that’s forever ticking or because we’re spending too much time on Zoom all day when we really should be out in the real world (or classroom, you choose). With real people. Socialising and doing the things we should be doing. But weContinue reading “👟How Offline Fitness Became Fitter Than Ever & Why It’s Not Cooling Down Anytime Soon!”

🔮What Will Markets Have In Store For Us In 2022 And Beyond?

2021 was a mad year that followed an unarguably madder one. As the second year of the pandemic raged on (at full speed), a number of pretty unusual and unprecedented things happened. From short squeezes (hello GameStop) to crypto crazes (like Shiba and Doge) not to mention debt-ridden (Evergrande) companies, fraudulent companies (Theranos) and defying-all-the-oddsContinue reading “🔮What Will Markets Have In Store For Us In 2022 And Beyond?”

🔮Was Inflation Inevitable All Along? Plus, 3 Ways In Which You Can Get Your Purchasing Power Back!

It’s been a really strange year-and-a-bit. We’ve had a once-in-a-lifetime pandemic. Our realities were toppled over. It was almost like we were living in a movie. Except this was (and still is) our reality. We then saw the most unprecedented global stimulus package. Ever. The Fed alone printed $5 trillion. This means that every 1Continue reading “🔮Was Inflation Inevitable All Along? Plus, 3 Ways In Which You Can Get Your Purchasing Power Back!”

☕️The Price Of The World’s Favourite Beverage Is Rising Sharply & What You Can Do To Avoid Feeling The Pinch!

Americano. Café latte. Cappuccino. Espresso. The many sophisticated ways in which you can enjoy your coffee. Ah, that beautiful beverage. It’s our 3pm re-charge (and) or that 6am boost. Either way, us lot love it. And Americans adore it! And now, it’s become as much a part of our daily routine as washing our face andContinue reading “☕️The Price Of The World’s Favourite Beverage Is Rising Sharply & What You Can Do To Avoid Feeling The Pinch!”

👛How To Protect Your Purchasing Power While Everyone Else Is Losing Theirs

Prices are rising left right and centre. It’s now becoming impossible to ignore. You’ve gotta be living under a rock if you haven’t noticed prices creeping up. Blame it on Covid, blame it on Brexit. Or, better still, blame the Fed. Take your pick! Either way, we’re now certainly getting less bang for our buck.Continue reading “👛How To Protect Your Purchasing Power While Everyone Else Is Losing Theirs”

🏦What Rising Rates Mean For Your Finances And 4 Tips On How You Can Best Prepare

Inflation, interest rates, central banks, monetary policy. Jargon. Let’s start from the beginning – with central banks. Their main job is to control inflation so that we have relatively stable prices. And their target for this is set at around 2%. Now let’s turn our attention to the economy. Think of it as a bowlContinue reading “🏦What Rising Rates Mean For Your Finances And 4 Tips On How You Can Best Prepare”

🏡WFH: Friend Or Foe?

We’ve been through a once-in-a-lifetime-pandemic. A black swan event that turned our realities topsy-turvy. From baking banana bread to hoarding loo rolls, we’ve seen it all. Who would’ve thought that WFH would become an actual thing that would see pyjama bottoms replace starched suit trousers that once walked the City. Daily strolls in nature became our go-toContinue reading “🏡WFH: Friend Or Foe?”

⏰3 Things We Could All Do Without To Not Only Improve Our Happiness But Our Bank Accounts Too!

We’re constantly bombarded. Distractions are everywhere. We have multiple news feeds, social media sites, subscriptions, streaming platforms and the list goes on. We’re glued to our screens and, what’s worse is that we feel the need to be available 24/7. When used excessively, these outlets lead to heaps of anxiety, stress and worry. It isContinue reading “⏰3 Things We Could All Do Without To Not Only Improve Our Happiness But Our Bank Accounts Too!”

📉What Causes Recessions; Why You Don’t Need To Be So Afraid Of Them & How You Can Take Advantage When They Come Around!

Recessions. We hate ‘em. The mere thought of one makes us squirm. We think it symbolises economic doomsday and the crumbling valuation of every single one of our assets. Not to mention job losses and all the rest of it. But if you boil it down, a recession is simply two consecutive quarters (so halfContinue reading “📉What Causes Recessions; Why You Don’t Need To Be So Afraid Of Them & How You Can Take Advantage When They Come Around!”